Terms & Conditions
Effective date: November 10, 2026 · Last updated: November 10, 2026
These Terms & Conditions (“Terms”) govern your use of this website (the “Site”) and the services offered by Bluemesa Insurance Agency LLC (“Bluemesa Insurance Agency,” “we,” “us,” or “our”), including phone calls, text messages, emails and forms (together, the “Services”). By using the Services, you agree to these Terms and to our Privacy Policy. If you do not agree, please do not use the Services.
1. Who We Are
Bluemesa Insurance Agency is a licensed insurance agency. Our agents are licensed in [LIST OF STATES]. Agency National Producer Number (NPN): [NPN / LICENSE #]. We help consumers review and enroll in Medicare Advantage, Medicare Supplement and Medicare Part D prescription drug plans offered by the insurance companies we represent.
2. No Government Affiliation
Bluemesa Insurance Agency is not connected with or endorsed by the United States government, the Centers for Medicare & Medicaid Services (CMS), or the federal Medicare program. This Site is a solicitation for insurance.
We do not offer every plan available in your area. Currently we represent [#] organizations which offer [#] products in your area. Please contact Medicare.gov, 1-800-MEDICARE (TTY 1-877-486-2048), or your local State Health Insurance Program (SHIP) to get information on all of your options.
3. Nature of Our Services
- Calling us or submitting a form is a request to speak with a licensed insurance agent. It does not enroll you in any plan and does not create any obligation to buy.
- Information about plans is limited to the plans offered by the insurance companies we represent in your area.
- Plan benefits, premiums, cost-sharing, provider networks, drug formularies and availability vary by plan, carrier and location and may change each year. Not all plans offer all benefits. Limitations, copayments and restrictions may apply.
- Insurance coverage is provided only by the insurance company issuing the plan, under the terms of its official plan documents. If anything on this Site conflicts with the plan documents, the plan documents control.
- Enrollment in a Medicare Advantage or Part D plan depends on the plan’s contract renewal with Medicare and on eligibility requirements. Acceptance into a Medicare Supplement plan may be subject to medical underwriting outside of guaranteed-issue periods.
4. Agent Compensation
There is no fee to use our Services. Our licensed agents are compensated by the insurance companies they represent when a consumer enrolls in a plan. You will not pay a higher premium because you enrolled through an agent.
5. Consent to Be Contacted
If you submit a form on the Site and check the consent box, you expressly agree that Bluemesa Insurance Agency and its licensed insurance agents may contact you at the phone number and email you provided about Medicare Advantage, Medicare Supplement and Prescription Drug Plans, including by calls and text messages that may use an automated telephone dialing system or a prerecorded or artificial voice, even if your number is listed on a federal, state or internal Do Not Call list. You represent that you are the subscriber or customary user of the phone number you provided. Your consent is not a condition of purchase. You may revoke consent at any time by any reasonable means, including those described in our Privacy Policy.
6. Text Message (SMS) Terms
- Program: Bluemesa Insurance Agency Medicare plan information and appointment messages.
- Frequency: Message frequency varies.
- Cost: Message and data rates may apply.
- Opt out: Reply STOP to any message to stop receiving texts. You will receive one final confirmation message.
- Help: Reply HELP or call 1-877-230-2822.
- Wireless carriers are not liable for delayed or undelivered messages.
- We do not sell or share your mobile number or text messaging consent with third parties for their marketing purposes.
7. Call Recording
Calls with our agents may be monitored and recorded for quality assurance, training and compliance purposes, including as required by CMS for Medicare marketing, sales and enrollment calls. By continuing a call after being told it is recorded, you consent to the recording.
8. Eligibility and Accurate Information
You must be at least 18 years old to use the Services. You agree to provide accurate, current and complete information and to use the Services only for yourself or for a person you are legally authorized to represent.
9. Informational Content
Content on this Site is for general informational purposes only. It is not legal, tax, financial or medical advice. Medicare rules, enrollment periods and plan details may change. For official information, visit Medicare.gov or call 1-800-MEDICARE.
10. Acceptable Use
You agree not to: submit false information or another person’s information without authorization; use the Site for any unlawful purpose; attempt to interfere with or gain unauthorized access to the Site or its systems; use bots, scrapers or automated tools to submit forms or collect data; or transmit malicious code.
11. Intellectual Property
The Site and its content, design, text and graphics are owned by or licensed to Bluemesa Insurance Agency and are protected by intellectual property laws. You may view and print pages for personal, non-commercial use only. Insurance company names and trademarks belong to their respective owners.
12. Third-Party Sites
The Site may contain links to third-party websites. We do not control and are not responsible for their content, policies or practices.
13. Disclaimer of Warranties
The Site and its content are provided “as is” and “as available,” without warranties of any kind, express or implied, including warranties of accuracy, merchantability, fitness for a particular purpose and non-infringement. We do not guarantee that any particular plan, benefit, premium or savings will be available to you.
14. Limitation of Liability
To the fullest extent permitted by law, Bluemesa Insurance Agency and its owners, employees and agents will not be liable for any indirect, incidental, special, consequential or punitive damages arising from your use of the Site. Nothing in these Terms limits any liability that cannot be limited under applicable law, including obligations imposed on licensed insurance producers by state insurance law.
15. Indemnification
You agree to indemnify and hold harmless Bluemesa Insurance Agency from claims arising from your violation of these Terms or your misuse of the Site, including submission of information you were not authorized to provide.
16. Governing Law and Disputes
These Terms are governed by the laws of the State of Wyoming, without regard to conflict-of-law rules. Any dispute will be resolved in the state or federal courts located in Sheridan County, Wyoming, unless applicable law requires otherwise. Nothing in these Terms prevents you from filing a complaint with your state Department of Insurance or with Medicare.
17. Changes to These Terms
We may update these Terms from time to time. Changes take effect when posted, and the “Last updated” date will be revised. Continued use of the Services means you accept the updated Terms.
18. Contact Us
Bluemesa Insurance Agency LLC
30 N Gould St #66574
Sheridan, WY 82801
Phone: 1-877-230-2822 (TTY 711)